Car Insurance in Illinois
Want a better rate on Car Insurance?
Low cost car insurance is available from Illinois Insurance Center in Chicago and anywhere in Illinois. We provide affordable Car Insurance quotes from our offices across Chicago and we shop leading Auto Insurance carriers for your Lowest Auto Insurance Rate and Best Car Insurance coverage in Illinois. We provide Car Insurance in IL for low rates and with exceptional customer service.
Auto Insurance Is Required in Illinois
- Bodily injury coverage of up to $25,000 per person or $50,000 per incident
- Property damage coverage up to $25,000 per incident
- Uninsured motorist coverage up to $25,000 per person or $50,000 per incident
You also have the option to add supplemental coverage options. Also, if you finance a vehicle, the lender may require you to purchase additional insurance beyond the required minimums. Illinois Insurance Center also offers insurance coverage such as:
- Collision coverage that can help pay for repairs after an accident
- Comprehensive coverage that pays for non-accident problems such as fire, theft, or vandalism
- Rental and towing insurance to help you out if your vehicle breaks down
- Medical
Shopping for Car Insurance in Illinois
Our Offered Insurance Coverage Types
Liability Coverage
This is usually required by law and covers bodily injury and property damage that you may cause to others in an accident
Collision Coverage
Pays for damage to your car in the event of a collision with another vehicle or object
Comprehensive Coverage
Covers non-collision events such as theft, vandalism, natural disasters, or hitting an animal
Uninsured/Underinsured Motorist Coverage
Protects you if you are in an accident with a driver who doesn't have insurance or doesn't have enough coverage
Here are some key factors to consider when shopping for car insurance
Remember that the best insurance policy for you depends on your individual driving needs and circumstances. Call Illinois Insurance Center or get a Free Auto Insurance Quote Online and we’ll do the car insurance shopping for you!
Insurance Deductibles
A deductible is the amount you pay out of pocket before your insurance coverage kicks in. A higher deductible often means lower premiums, but make sure it’s an amount you can afford to pay in case of a claim.
Premium Costs
Compare quotes from multiple insurance providers. Illinois Insurance Center shops multiple insurance companies for your best value. Keep in mind that the cheapest option may not provide the best coverage and the best insurance coverage may not be the cheapest insurance plan. Your trusted insurance agent will provide guidance based on your insurance needs.
Insurance Discounts
Inquire about discounts you may qualify for, such as multi-car discounts, good driver discounts, safe driver discounts, bundling discounts (if you also have home or renters insurance with the same company), and more.
Customer Service
Research the customer service reputation of the insurance company. How are their reviews? Does the company have a history of providing stellar service? Illinois Insurance Center has 50 years of providing exemplary customer service to insurance customers across Illinois.
Claims Process
Understand the claims process of the insurance company. A smooth and efficient claims process is crucial in times of need.
Coverage Limits
Ensure that the coverage limits meet your needs. Consider the value of your assets and how much coverage you would need in the event of a serious accident.
Financial Stability of the Insurance Company
Check the financial strength rating of the insurance company. You want a company that can financially handle claims, especially in the case of a widespread disaster.
Review Your Policy Annually
Your insurance needs may change over time, so it’s a good practice to review your policy annually and make adjustments as necessary.
Driving Habits
Some insurance companies offer usage-based programs that can result in discounts if you exhibit safe driving habits. Consider if this is something you’d be interested in.
Ready to See Your Savings?
Fill out our quick, no-obligation quote form and discover how affordable peace of mind can be.
