DUI Auto Insurance in Illinois: SR-22, Suspended Licenses, and Motor Vehicle Report Impact
Don’t Drink And Drive! It’s more than just a slogan. Besides the reasons such as obvious risk of injury, death, and extensive damage, you should avoid a DUI at all costs!
Winter Motorcycle Insurance in Illinois: Liability, Coverage, and Prep Tips
Winterizing motorcycles includes maintaining insurance coverage. Jim loves his bike. He loves open air, multiple-day rides touring through the hill country. Every August he takes a ride for an event in Minnesota that starts a two-week vacation. By the time he gets home, football season is in full swing for his busy family of boys and ride time cuts way back. This means it’s time to begin to winterize his bike for storage. He has a routine he goes through that protects the valves and cylinders from moisture and the gas tank from rusting. A smart tender is hooked to the battery to protect the charge. He makes sure there is plenty of antifreeze because his bike is stored in an insulated but unheated shed. The final step is to close up the tailpipe to keep rodents out. Jim is going to break with one part of his routine this year though. Usually he calls his insurance company and cancels his coverage for the storage season. Last year was an unseasonably warm winter. Spring came with sudden “pops” of warm days here and there. They came with little warning and were gone the next day. If this season is a repeat, Jim wants the flexibility to be able to grab his bike and go, resting assured that he’s fully covered.
Mexico Insurance Needed for Travel to Mexico: What You Should Know Before You Go
Bill and Brenda are planning to retire in Monterrey, Mexico, which is in the northeast corner of the country near the foothills of the Sierra Madre Oriental mountain range. It’s beautiful, bustling city known for hot weather and international business. Usually when Bill flies in for business, he lands at the General Mariano Escobedo International airport and relies on taxis and car service through his employer. But when he retires next year, he and Brenda are driving down. They’re going to maintain their home in Illinois, go from two cars to one, and sell their investment properties. Next month, they’re making a road trip down to get an idea of what else they may need and to look at houses. Jim has a car and is traveling down the California coast. The further south he drove, the more restless his traveling spirit pulled to head on down into Mexico. By the time he got to Los Angeles he was sure he wanted to keep going to Tijuana and to points beyond. Jim’s car insurance covers liability, fire, floods, theft, collision and total loss. What he doesn’t realize though is that none of this will matter once he crosses the border: his policy won’t cover damage that occurs in Mexico, including if he gets in an accident with another vehicle.
Categories and Rationale for Home Insurance Exclusions
Home insurance doesn’t cover every imaginable risk. Understand the exclusions on your policy so that you can buy separate coverage for them, if possible.
What Is Liability Coverage? Get Cheap Auto Insurance Quotes from Illinois Insurance Center
Who needs auto insurance? The short answer to this question is, “anyone with a car”. If you drive, you must either have insurance or prove you have the resources to pay should there be a judgment against you. It’s a matter of state law, there for your protection as well as the others on the road you could harm in an accident. If you injure another person, you are liable for their medical expenses, rehabilitation, and even their lost earnings. That said there are certain elements to auto insurance policies that are mandatory and others that are optional. What is Liability Coverage? This is the coverage that is required by law. Bodily injury liability coverage pays when you are held legally liable for injury or property damage caused by your vehicle. Legal fees and court costs are also covered. This coverage helps protect you from losing your home, your savings and possibly your income in the event you become involved in a serious accident. Liability coverage consists of the following: Bodily Injury – This covers any bodily injury to the other party Property Damage — This covers any property damage that you may have caused to the other party. Uninsured Motorists — This pays damages to recover from bodily injury or death caused by an uninsured or hit-and-run motorist. Examples of optional coverage: what is liabity coverage auto insurance quotes cheap rates by illinois insurance center Explanation/Example of how this differs from bodily injury. You can also get Medical Payments with your Liability policy. Medical payments will cover your medical coverage in the event you got hurt during a car accident. Consider if you are at the grocery store and come out to the parking lot an hour later, with sacks of cold cuts and potato chips to find your car crunched and crumbled? Uninsured Motorists Property Damage is also an optional coverage. This coverage will pay for damages to your vehicle caused by actual physical contact with a known Uninsured Motorist / Owner. If you drive, you need insurance, even if you don’t own a car. Shopping around and getting the coverage you need to satisfy both the law and your own policy needs doesn’t have to be confusing, complicated, and time consuming. Working with an expert who does this day in and day out and can compare rates from multiple companies at a time can save you both from frustration and unnecessary expense. For more information on how to get the best quote for you, Contact Us today in Chicago, IL.
