Terms of Use

Illinois Insurance Center
Effective Date: 6/16/2025
Last Updated: 6/16/2025

1. Acceptance of Terms

By accessing or using the Illinois Insurance Center website at https://www.ilinsurancecenter.com/ (the “Website”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use our Website or services.

2. About Illinois Insurance Center

Illinois Insurance Center is an insurance agency located at 4410 W. Roosevelt Rd. Suite 100, Hillside, IL 60162-2056. We provide insurance services and information to our clients throughout Illinois. You can contact us at (708) 766-8676 or service@illins.com.

3. Use of Website

Permitted Use

You may use our Website for lawful purposes only, including:

• Obtaining information about our insurance services
• Requesting insurance quotes
• Contacting our team for assistance
• Accessing resources and educational materials

Prohibited Use

You may not:

• Use the Website for any unlawful purpose or activity
• Attempt to gain unauthorized access to our systems
• Transmit viruses, malware, or other harmful code
• Interfere with the proper functioning of the Website
• Harvest or collect information about other users
• Submit false or misleading information

4. Insurance Services Disclaimer

No Insurance Coverage

This Website does not provide insurance coverage. Insurance coverage is only provided through valid insurance policies issued by licensed insurance companies.

Information Accuracy

While we strive to provide accurate and current information, insurance products, rates, and availability are subject to change. All information on this Website is for general informational purposes only and should not be considered as insurance advice.

Licensed Professional Advice

Insurance decisions should be made in consultation with licensed insurance professionals. We recommend discussing your specific needs with our qualified agents.

5. Privacy and Data Collection

Information We Collect

We may collect personal information when you:

• Request insurance quotes
• Contact us through forms or email
• Subscribe to our newsletters
• Use our Website services

Use of Information

Personal information collected is used to:

• Provide insurance quotes and services
• Communicate with you about your insurance needs
• Improve our Website and services
• Comply with legal requirements

Data Security

We implement reasonable security measures to protect your personal information, but cannot guarantee absolute security of data transmitted over the internet.

6. Intellectual Property

Our Content

All content on this Website, including text, images, logos, and design elements, is owned by Illinois Insurance Center or our licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive license to access and use the Website for personal, non-commercial purposes only.

Restrictions

You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or logos without authorization
• Create derivative works based on our content

7. Third-Party Links and Services

Our Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of third-party sites. Your use of third-party sites is at your own risk.

8. Disclaimers and Limitations

Website Availability

We strive to maintain Website availability but do not guarantee uninterrupted access. The Website may be temporarily unavailable due to maintenance, technical issues, or other factors beyond our control.

Accuracy of Information

While we make reasonable efforts to ensure information accuracy, we do not warrant that all Website content is current, complete, or error-free.

Limitation of Liability

To the fullest extent permitted by law, Illinois Insurance Center shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or our services.

9. Indemnification

You agree to indemnify and hold harmless Illinois Insurance Center, its employees, agents, and affiliates from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes acceptance of the modified Terms.

11. Termination

We may terminate or suspend your access to the Website at any time, with or without notice, for violation of these Terms or for any other reason at our sole discretion.

12. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Cook County, Illinois.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

14. Entire Agreement

These Terms constitute the entire agreement between you and Illinois Insurance Center regarding your use of the Website and supersede all prior agreements and understandings.

15. Contact Information

If you have questions about these Terms of Use, please contact us:

Illinois Insurance Center
4410 W. Roosevelt Rd. Suite 100
Hillside, IL 60162-2056
Phone: (708) 766-8676
Email: service@illins.com

By using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.