Questions To Ask Before You Purchase Business Insurance
Insurance is a crucial requirement for any company. Read this blog to learn what questions you should ask as you seek a business insurance policy.
Liability, Collision, or Both? What You Need to Know About Your Auto Insurance Policy
Whether this is your first experience with auto insurance or you just want to know more about the types of coverage, take a look at this blog.
Why a Life Insurance Payout Can Be Denied in Illinois
Life insurance payouts are not always a guarantee. Learn the common causes for a claim denial to ensure your family receives the proper payout.
4 Things Small-Business Owners Should Know About Life Insurance
To help you make the best decisions, read this blog to learn four key things you should know about life insurance as a small-business owner.
Which Type of Insurance Coverage Does Your Small Business Need?
If you are a small business owner, you need insurance to protect your business from risks. Explore some common policies for small enterprises.
Important Do’s and Don’ts After an Auto Accident
Being in an auto accident is never fun. When you find yourself in this situation, discover a few valuable do’s and don’ts for after an accident occurs.
The New Illinois Electronic Insurance Verification System: 4 Things to Know
If you are a driver in Illinois, you need at least minimum levels of car insurance. Discover a few things to know about the new verification system.
4 Benefits of Bundling Your Auto and Homeowners Insurance
Do you have your auto insurance with one carrier and your home insurance with another? Learn what the benefits would be to bundle them together instead.
How Retailers Can Limit Product Liability Claims
Retailers are sometimes liable for defective product injuries. As a retailer, read on to learn how to limit your exposure to product liability claims.
Affordable Health Insurance Options in Illinois: Find Coverage Online with a Local Agent
Are you waiting on the outcome of the Healthcare Bill to get health insurance? Americans living without healthcare coverage is becoming a more and more common issue. Job loss, underemployment, and company-dropped benefits can account for some portion of the uninsured. But often, people who could get coverage don’t, for very different reasons. Navigating the healthcare maze is confusing and overwhelming to many. They may be self-employed and wrongly assume there are no affordable policies available. They may not fully understand the insider-language enough to confidently comparison shop. They may be so intimidated by the whole process that they’ve dismissed the possibility of getting insurance altogether, wait on a future government option, and pray they don’t get injured or sick in the meantime. What happens when you get sick without the safety net of health insurance? Late last year Harvard released a study that showed over 45,000 Americans die every year because they don’t have health insurance. This is primarily because people die from conditions that would have been completely treatable if the patients could have afforded medical care. How is a number that high possible? Shortly after that study was released, President Obama was quoted as saying, “One in three adults who don’t have health insurance live one accident away from bankruptcy”. For many more, the choice is between eating or medicating. It’s not just catastrophic accidents that can cause financial disasters: unexpected pregnancies requiring prenatal care and delivery, flu symptoms during the H1N1 Epidemic, sports strains and injuries, and ongoing conditions such as allergies, diabetes, and hypertension that all require regular medical attention can ruin finances quickly. Please don’t forget preventative medicine as well, which goes completely ignored in the absence of health insurance. Routine exams such as mammograms, colonoscopies, pap smears, and prostrate exams all have excellent rates of early diagnosis for treatable cancer. But all go neglected when there is no way to pay for them as well. What if you didn’t have to go without health insurance? Don’t let the primary issue keeping you back from shopping for health insurance be FEAR. Yes, there are a lot of options out there. Yes, it can be overwhelming to sift through them and find one that works for you. But you don’t have to do this alone. Illinois Insurance Center is a full service agency, representing many different carriers, providing all lines of insurance for your personal and business needs. This means they are able to provide you with the most comprehensive form of coverage at competitive prices. Because they are a well-established agency, they have a high standing with insurance companies, allowing them to represent many different companies. More competition will mean you’ll get a better price. They are known for a high level of customer service. Knowledgeable representatives help you customize and find the right policy for you. This isn’t something best done in a non-personal, automated way. Your situation is unique and your advocate should know what you need in order to best serve you. The data is highly computerized and optimized. This means the comparison process is faster, easier. Coverage and policies can be designed with the features you can afford. Are you unsure where to start? The best time to begin is while you are still healthy: don’t wait until you are older and sicker. Costs will only rise, as will difficulty in getting a policy. The right agent means you have an advocate in the field: you have the power to get the best deal and the best customized coverage for your needs. Illinois Insurance Center is one of the Midwest’s fastest growing and most progressive insurance agencies. They are a full service agency providing all lines of insurance for your personal and business needs from a large variety of carriers. Contact us for a no-obligation quote, and enjoy our professional services.
