Illinois Electronic Liability Insurance Verification

As a requirement of Illinois State law. you must maintain mandatory liability insurance coverage on any vehicle registered and operated in the State of Illinois. The Illinois Insurance Verification System ILIVS has been implemented by the Secretary of State to verify coverage.


Received a letter from the Secretary of State that states; ACTION REQUIRED: REQUEST FOR INSURANCE VERIFICATION? Do not visit a DMV. Call (708) 524-4900. We're here to complete this for you.


If the state's first electronic attempt to verify coverage fails, the vehicle insurance coverage is checked a 2nd time after 30 days. Failure to verify coverage the 2nd time through ILIVS will result in a registration suspension letter being sent to the vehicle's owner. The owner is required to provide proof of liability insurance within 30 days through their insurance company. This is where we step in.


If you were insured with us on the date coverage verification was requested, call us at (708) 524-4900. We will take care of it for you! Verification will be instantly completed through our electronic system.


If you were uninsured on the date coverage verification was requested, call us at (708) 524-4900 for a free quote. Remember to provide the reference number listed on your notice from the Slate. If you lost your letter from the Secretary of State we can look it up by your Vehicle Identification Number (VIN). You can rely on us to complete the following:

  • Provide you with a free quote and insure your vehicle at the lowest rates 
  • Complete insurance verification coverage electronically 
  • Instantly E-mail you insurance cards & proof of insurance verification


Once insurance coverage is verified, you can log back on to ILIVS.com pay a S100 reinstatement fee to remove the suspension off your registration. All vehicles with a valid registration in the State of Illinois must comply with the Mandatory Insurance Law (625ILCS 5/7-601). Failure to comply will result in 4 month license plate suspensions for repeat offenders and more $100 fees.


If you're driving uninsured and stopped for a traffic violation or involved in an accident, you may be subject to the following:

  • Minimum 3500 fine for driving uninsured 
  • Minimum S1000 fine for driving a vehicle while license plates are suspended for a previous insurance violation


Get insured now and stay insured to avoid reinstatement fees - it's the law. Important: Stay up to date on your insurance coverage by paying on time to avoid policy cancellations which will result in fines, fees, and suspensions. Automobile insurance will be verified electronically at least twice a year on a random basis. Get a quote now for the best coverage at the lowest possible rales.


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