Motorcycle Insurance

Insurance Coverage

Motorcycle insurance has many similarities to auto insurance, but there are some differences to consider for your policy. It is important to have insurance in place that covers your motorcycle, yourself and your potential liability to others. In the Illinois area, you have a few options for the best motorcycle insurance coverage, including:

Third-party liability coverage
Comprehensive coverage
Veteran, vintage and classic motorcycle coverage

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Liability insurance provides damage and injury coverage for the other party in an accident if the reason for the collision is your fault. With this type of policy, your own motorcycle and injuries are not covered. For complete coverage for yourself and your bike, you will want to choose comprehensive coverage.
Comprehensive insurance covers claims for damage to your motorcycle and injuries to yourself in an accident, in addition to covering damage to third-party property. This complete type of coverage is ideal for most motorcycle owners, as it provides coverage for your repairs, replacement and medical care. You will be responsible for a standard deductible, and our motorcycle insurance company will cover the rest of the costs.
Veteran, vintage and classic vehicle insurance is only for motorcycles that are more than 15 years old and not regularly ridden. As a recreational policy, it is motorcycle insurance for some types of bicycles, but it can also be used to cover rare motorcycles that require more robust coverage due to the expense of repairs or replacement. This type of coverage is generally added on to comprehensive insurance coverage.

Contact us for complete information about the types of motorcycle insurance in Chicago. Our knowledgeable team will provide you with a Chicago motorcycle insurance quote, and we will help you to select an insurance policy that meets your individual needs for safely and adequately insuring your motorcycle or scooter.