SR22 in Chicago
What SR-22 Insurance Cover
SR-22 Certificates
- Owner’s SR-22 Certificate: This certificate will cover the vehicle owned by the driver insured under an SR22 certificate.
- Non-Owner’s SR-22 Certificate: This certificate is for people who drive the SR22 insured vehicle, but do not own it.
How do you get an SR-22 in Illinois?
In Illinois, SR-22 is a certificate of financial responsibility that is required for certain drivers. An SR-22 is not actually insurance itself, but rather a form that proves you have the minimum liability insurance coverage required by the state.
There are various reasons why someone might be required to obtain an SR-22, including:
DUI or DWI Conviction: If you are convicted of driving under the influence (DUI) or driving while intoxicated (DWI), you may be required to obtain an SR-22.
Serious Traffic Offenses: If you accumulate a certain number of points on your driving record due to serious traffic offenses, you may be required to get an SR-22.
Driving Without Insurance: If you are caught driving without insurance in Illinois, you may be required to file an SR-22.
When you are required to get an SR-22, your insurance company will file the form with the Illinois Secretary of State's office on your behalf. The SR-22 is typically required for a specified period, and if your insurance coverage lapses during that time, the insurance company is obligated to notify the state, which could result in the suspension of your driving privileges.
It's important to note that not all insurance companies provide SR-22 coverage. Illinois Insurance Center specializes in high-risk insurance and offers great rates for SR-22 filings.
How much does SR-22 cost in Illinois?
The costs associated with obtaining an SR-22 in Illinois can vary and you can call Illinois Insurance Center for a free SR22 quote today.
You can get an SR22 in Chicago or any city in Illinois with a free SR22 quote from Illinois Insurance Center.